Category Archives: credit cards
What Is FICO and How Is Your Credit Report Affected
The acronym FICO is an abbreviation of Fair Isaac & Company, the business which invented this mathematical calculation, during the end of the 1950′s. It is the credit model used to determine your credit score and reflects your dependability as a debtor. The term “FICO score” is the same thing as a credit score. While [...]
Credit Card Poor Credit Offers – A Wolf In Sheep’s Clothing?
A credit card poor credit deal can be found anywhere. But don’t take my word for it. Just look around and you’ll see just how many places offer credit cards no matter how bad your credit score is. But before I share that with you, I’d like to tell you how important it is for [...]
Should Your College Student Get a Credit Card?
Is your child headed to college? Have they asked you for a credit card? As a parent, it is up to you to assess the situation and decide whether or not to grant this wish. When it comes down to it, it really depends on the level of responsibility your child has exhibited in the [...]
Get a Credit Card with Bad Credit
If you are wondering if it is possible to get a credit card with bad credit, you’ll be happy to learn that the answer is yes, at least for the vast majority of consumers. The interest rate and other fees will most likely be higher than someone who good credit. You may have to provide [...]